Is wisdom tooth extraction covered by health insurance? No one wants to experience the feeling of having to extract a tooth that has grown in their mouth. However, wisdom teeth that grow crookedly can cause a number of dangerous dental diseases and need to be removed as soon as possible. Besides finding a reputable address for tooth extraction number 8, the question of whether wisdom tooth extraction is covered by health insurance is also of interest to many people. So how much does health insurance cost for wisdom tooth extraction? How to Get Health Insurance When Having Your Wisdom Teeth Removed?
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Is wisdom tooth extraction covered by health insurance?
Our normal body usually has up to 4 wisdom teeth. These are the last teeth to grow, located in the corner of the jaw and no one can know exactly in what direction and in what position their number 8 tooth will grow. Only when the body shows unusual symptoms such as high fever, pain in the wisdom tooth area… go to the doctor to find out that the unpleasant pain is caused by the growth of tooth number 8.
In case you need to have your wisdom teeth extracted, you can choose the wisdom tooth extraction method with health insurance to minimize costs. However, not everyone knows whether tooth number 8 extraction will give you full benefits of health insurance or not. Many of you ignored your insurance card and unfairly lost a large portion of the expenses you were entitled to.
Specifically, health insurance when removing wisdom teeth has been clarified in Section 21 of the 2008 Health Insurance Law, amended and supplemented in 2014. Patients will enjoy insurance benefits applicable in cases where the disease affects their health. of the patient. doctor’s prescription.
Cases covered by health insurance when wisdom teeth are extracted
The Health Insurance Law has very clear regulations on patient rights regarding dental care services related to:
- The patient has valid, valid health insurance and has regular check-ups as prescribed by the doctor. Or if you feel you have dental problems, you will proactively examine them to find the cause and plan dental treatment.
- Dental cases aimed at increasing aesthetics such as orthodontics with appliances, porcelain crowns, dental implants, etc. will not be eligible for subsidies.
More specifically, in the case of wisdom tooth extraction, health insurance will be assessed in the following cases:
- Teeth have tooth decay, directly affecting chewing function and neighboring teeth.
- Wisdom teeth grow in unusual positions and shapes such as: growing sideways, growing underground, growing horizontally, growing upside down, growing protruding, etc.
- Wisdom teeth have root canal inflammation.
- Wisdom teeth lead to other complications such as gingivitis, tooth abscess, etc.
- Wisdom teeth suffer from dental diseases.
- Mandatory wisdom tooth extraction is indicated in some special cases such as collisions causing broken teeth, accidents, etc.
Therefore, cases of wisdom tooth extraction belonging to the group of oral diseases prescribed by the doctor are still entitled to health insurance benefits. In cases where wisdom teeth grow straight, do not affect neighboring teeth or cause dental diseases, loss of aesthetics for wisdom teeth, etc., they will not be eligible for any wisdom tooth extraction costs from health insurance.
Wisdom tooth extraction is co-paid with what other insurance?
Wisdom tooth extraction insurance will help you save a lot of money compared to the original price. In addition, wisdom tooth extraction is covered by health insurance. If you have other types of insurance, you are still entitled to it. Special:
Health insurance
Some cases of wisdom tooth extraction due to illness will be covered by health insurance. The amount received will be clearly stated in the previously signed contract. Typically, health insurance covers both public hospitals, private facilities, and dental clinics. The procedure is also very simple and the money comes back quickly as soon as the payment request is sent.
Life insurance
Life insurance also covers dental care, including wisdom tooth removal. To receive life dental insurance benefits, you must participate in an additional product, a health card with dental benefits attached.
Regarding benefits, life insurance will generally pay separately for each dental service. In case of wisdom tooth extraction, you can receive an amount from 600,000 VND to 1,300,000 VND/tooth.
Please note: Life insurance and health insurance will both cover the amount you will have to pay. For example: If you have your wisdom teeth removed at the right location and receive 80% of the cost, life insurance will pay the remaining 20%. In other words, if you have both health insurance and life insurance, you will not incur any tooth extraction costs.
Private insurance for each institute
Currently, international hospitals such as Vinmec, Hong Ngoc, and Thu Cuc have all developed their own medical examination and treatment cards at preferential prices. Dental benefits are also clearly regulated. If you need wisdom teeth extraction or dental treatment, you will receive hospital insurance benefits.
Procedures to enjoy health insurance benefits when wisdom teeth are removed
To qualify for health insurance for wisdom tooth extraction, you need to follow the correct steps. If you miss a few steps, you will most likely not receive any assistance costs from your health insurance.
Step 1: Get the medical examination form and register at the insurance clinic
If you go to the dentist for the first time, you should buy a medical examination book there. The next step is to go to the counter to get the order number of the area for health insurance patients.
Once you’re in line and it’s your turn, ask the staff at the counter about your health insurance plan for wisdom tooth extraction. Be sure to bring the following documents to receive a ticket to your dentist’s office.
ID card or passport, driver’s license, etc. to prove identity.
Valid health insurance card.
If wisdom teeth are extracted out of alignment, a referral letter from a lower level hospital is required.
Step 2: Dental doctor examines
Your doctor will perform a general dental exam to identify any underlying medical conditions. In addition, it is possible to pre-diagnose the current condition after wisdom tooth extraction and whether or not you will receive health insurance benefits. If you qualify, your doctor will create a form for you to have blood tests and X-rays first.
Step 3: Deposit the cost of wisdom tooth extraction in advance
Please return to the checkout page for instructions on how to perform any tests ordered by your doctor. Then proceed to deposit the tooth extraction cost with health insurance before proceeding with the wisdom tooth extraction.
Step 4: See a doctor after getting the test results
Once the blood test and X-ray results are back, you must return to the original clinic to see the doctor. Based on the results, the doctor will recommend the most suitable wisdom tooth treatment plan.
Step 5: Perform wisdom tooth extraction
The doctor will perform anesthesia or pre-anesthesia depending on the condition of the wisdom teeth that need to be extracted.
Step 6: Consult and reimburse the cost of wisdom tooth extraction with health insurance
After the extraction is complete, the doctor will monitor your condition for about 30 minutes to 1 hour. When your health condition is completely stable, your doctor will advise you on eating and oral hygiene tips. At the same time, prescribe additional medications to take every day to help reduce swelling, pain, and prevent infection.
Then, return to the original checkout to receive your deposit. Additionally, you will receive additional medications that are covered by your insurance. Health insurance fees paid after wisdom tooth extraction and other consequences will be fully calculated by the staff, you just need to check again.
See more: What is teeth tightening with braces? 7 tips to reduce pain when braces tighten teeth
How much does wisdom tooth extraction cost for health insurance?
Besides the question of whether wisdom tooth extraction is covered by health insurance, many people are also interested in the amount of payment. So now, if you have health insurance, how much does wisdom tooth extraction cost?
According to the provisions of the Health Insurance Law, you will receive 80% of the cost of wisdom tooth extraction (in case of underbite) or 40% (in case of underbite) for hospitals and clinical dentistry. Allows use of health insurance for medical examination and treatment. Below is the price list for wisdom tooth extraction at the maxillofacial hospital for your reference:
- Wisdom teeth that decay and grow straight but lead to dental disease cost about 300,000-600,000 VND/tooth. Impacted wisdom teeth that grow 30 degrees out of alignment cost about 800,000 – 1,500,000 VND/tooth.
- Impacted wisdom teeth that grow 90 degrees out of position cost about 1,200,000 – 2,500,000 VND/tooth.
- Impacted wisdom teeth need to open the sinuses to remove all the teeth, the price ranges from 1,500,000 – 3,000,000 VND/tooth.
According to regulations, the price for wisdom tooth extraction with health insurance will depend on each person’s right and left side, specifically as follows:
In case of wisdom tooth extraction the right side of the gland
100% support for expenses if you are an officer, non-commissioned officer in the army, people’s police, people who have contributed to the revolution, veterans, or people receiving monthly social protection benefits.
- Receive 100% health insurance benefits in case medical examination and treatment costs are lower than 15% of base salary. Enjoy 100% of the cost of medical examination and treatment outside the medical center with continuous participation in health insurance for 5 years or more.
- Covers 95% of costs if you are retired; is a relative of a person who contributed to the revolution; people who have contributed to raising martyrs; people from near-poor households.
- Pay 80% of health insurance benefits for the remaining subjects in case of good examination.
In case of wisdom tooth extraction on the wrong side of the gland
- Covers 40% of treatment costs for inpatients at central hospitals.
- Covers 60% of hospital treatment costs until December 31, 2020 and reimburses 100% of hospital treatment costs from January 1, 2021 throughout France.
- Pay 100% of medical examination and treatment fees at district hospitals or lower.
Where is wisdom tooth extraction covered by health insurance?
Health insurance benefits for wisdom tooth extraction vary between hospitals. Most major hospitals offer wisdom tooth extraction for health insurance benefits. Specifically, some hospitals still apply health insurance when tooth extraction in particular and dental care in general:
Central Dental Hospital, 108 Military Hospital, Bach Mai Hospital, Medical University Hospital,…
In addition to large hospitals, you also enjoy health insurance benefits when wisdom teeth are extracted at international hospitals such as Thu Cuc, Vinmec, Hong Ngoc,… better dental services while reducing costs.
BeamDental – A reputable dental address for cheap wisdom tooth extraction
In general, wisdom tooth extraction with health insurance at major hospitals is still very popular. Not only do you have to line up early, but the procedure is also quite complicated with many steps. Furthermore, there are cases where the staff’s unprofessional working attitude makes the dental examination and treatment process uncomfortable.
Furthermore, not all hospitals strongly invest in painless, low-complication wisdom tooth extraction technology using a modern Piezotome ultrasound machine. The cost at a private dental clinic is also quite competitive, especially when you get great deals through discount programs. BeamDental is proud to be one of the leading reputable dental addresses today. The team of doctors all have many years of experience handling complex wisdom tooth extraction cases.
With the support of the Piezotome machine and other equipment, the wisdom tooth extraction service is painless, safe and has few complications. Dedicated and thoughtful customer service after each tooth extraction. In particular, BeamDental also regularly has discount programs to help you save maximum costs.
Has the information in the above article helped you know is wisdom tooth extraction covered by health insurance? how much health insurance costs to remove wisdom teeth? where to buy health insurance for wisdom tooth extraction? For free consultation with leading experts, you can contact Beamdental.
See more: Why should you get braces? What is the age to get braces?
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